American girlfriend willing to settle in the UK
in [Europe]
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From: d4g4h4 on 29 May 2007 06:05 William Black <william.black(a)hotmail.co.uk> wrote: > "David Horne, _the_ chancellor (*)" <d4g4h4(a)yahoo.co.uk> wrote in message > news:1hyvezf.1pvli9z1xftv9tN%d4g4h4(a)yahoo.co.uk... > > <jeremyrh.geo(a)yahoo.com> wrote: > > > >> On 29 mei, 10:49, Martin <m...(a)address.invalid> wrote: > > [] > >> > The ECB gave no nominal rate for April 6-9 inclusive, it was a long > >> > weekend. > >> > The rate on 5th April was 0.67970 the rate on 10th April was 0.68030 > >> > >> You really have been in Holland too long:-) - the difference on > >> David's transaction was 3p. If he feels strongly about that I invite > >> him to collect the change down the back of my sofa - it will more than > >> compensate. > > > > I throw away more than that in change in a regular day of shopping. If I > > hand over �10 for a 9.99 purchase, I don't take the change. Waste of > > time, and I resent the 9.99 philosophy- I'm thinking �10, so that's what > > I pay! :) > > The reason people charge the 99p is not to make life difficult for the > customer or to make things look cheaper. No- that's an old wive's tale, and in the age of receipts is not necessary. > It is to make sure that the cashier opens the till and offers you the change They must have a nervous breakdown when the bill does actually come to �10. > If the item was �1 it would be just too easy to take the �1 and not ring it > into the till and pocket the money. And you wouldn't have a receipt. "If you don't get a receipt, the item is free" would be a good solution. > The same applies if the item is �1,000 and �999.99 No it doesn't. -- (*) ... of the royal duchy of city south and deansgate http://www.davidhorne.net - real address on website "Abominable, loyal, blind, apparently subservient." Pres. Carter on Pres. Blair- May, 2007
From: d4g4h4 on 29 May 2007 06:20 Martin <me(a)address.invalid> wrote: > On Tue, 29 May 2007 10:45:54 +0100, d4g4h4(a)yahoo.co.uk (David Horne, _the_ > chancellor (*)) wrote: > > >Martin <me(a)address.invalid> wrote: > > > >> On Mon, 28 May 2007 22:55:53 +0100, d4g4h4(a)yahoo.co.uk (David Horne, _the_ > >> chancellor (*)) wrote: > >> > >> >Martin <me(a)address.invalid> wrote: > >[] > >> >> Care to explain how David's the bank makes money? > >> > > >> >I think it's quite obvious how they make money. > >> > >> It may be to you, it isn't to me. Somewhere there is a foreign exchange > >> department earning zero income. > > > >Er, no- they earn plenty of money on foreign exchange when people go > >into the high street bank to pick up money, but the main answer is that > >they make plenty of money because they're a bank. > > Do you mean that it is only with foreign ATM transactions that they are so > generous? Quite possible, but I don't use them much for anything else so I don't know what they're like generally. It's one of the things they use in their TV ads BTW. I don't know how they compare to the other banks- when it comes to things like taking a couple of days to register a cheque deposit, or charging fees, I think most banks are pretty much the same in the UK. For me, I'm happy with a bank if I can call them and get through immediately during business hours, and if their internet banking services are efficient. The RBS does that all for me, and their level of service is the reason I've had the same main account number since 1988. However, I don't use them for foreign ATM withdrawals! :) -- (*) ... of the royal duchy of city south and deansgate http://www.davidhorne.net - real address on website "Abominable, loyal, blind, apparently subservient." Pres. Carter on Pres. Blair- May, 2007
From: d4g4h4 on 29 May 2007 06:23 Martin <me(a)address.invalid> wrote: > On Tue, 29 May 2007 10:45:54 +0100, d4g4h4(a)yahoo.co.uk (David Horne, _the_ > chancellor (*)) wrote: [] > >That's my understanding of it- visa's the network they use. > > Except Miguel had the ECB exchange rate wrong. I reckon you paid 5.5p for your > EUR 50 :-) Oh, OK. I was just using the rates at http://www.x-rates.com/ -- (*) ... of the royal duchy of city south and deansgate http://www.davidhorne.net - real address on website "Abominable, loyal, blind, apparently subservient." Pres. Carter on Pres. Blair- May, 2007
From: d4g4h4 on 29 May 2007 06:46 Martin <me(a)address.invalid> wrote: [] > I had had a Barclays account since the mid 1950s, when I terminated it. I > was at least the third generation that had banked with Barclays.Things > change usually > for the worse. I think that most people are happy enough with their banks, providing they don't incur charges, or have a problem like a lost cheque, etc. Luckily, it's never happened to me. So far. > >However, I don't use them for foreign ATM withdrawals! :) > > Except they charge you for foreign currency and you need the Internet > accounts to top up the account that doesn't charge you :-) True, but that's very easy to do- and I have it set up as a frequent transaction. > There's talk of charging for Internet banking transactions, now that many > people use Internet banking. Oh, it wouldn't surprise me. Some banks in the EU already do this- som French banks IIRC? -- (*) ... of the royal duchy of city south and deansgate http://www.davidhorne.net - real address on website "Abominable, loyal, blind, apparently subservient." Pres. Carter on Pres. Blair- May, 2007
From: The Reid on 29 May 2007 07:07
On Sun, 27 May 2007 16:55:23 GMT, "William Black" <william.black(a)hotmail.co.uk> wrote: >The paperwork gets a lot simpler and she'll be able to settle here within >weeks. it might be months, my friends took quite a while, not sure if she can work yet? -- Mike Reid Cutty Sark appeal"http://www.cuttysark.org.uk" email me at "http://www.fellwalk.co.uk" |