From: Mike Lane on
David Horne wrote on Aug 5, 2010:

> Andy Pandy <spam8times(a)wonderful.spam.invalid> wrote:
>
>> Well after (correctly) telling us for years that other banks rip us
>> off with foreign exchange loading fees and foreign cash withdrawal
>> fees, Nationwide are jumping on the bandwagon and imposing a 2%
>> foreign exchange loading plus a �1 cash withdrawal fee on their debit
>> card. A bit cheaper than most banks but not much.
>
> I will miss the ATM card for the flex account- I used it all over the
> world for cash
[snip]

Same here!
What will you use instead?


--
Mike Lane
UK North Yorkshire
mike_lane at mac dot com

From: Andy Pandy on

"Mike Lane" <mike.lane.usenet(a)ntlworld.co.uk> wrote in message
news:0001HW.C880B8C600219CDDB01029BF(a)news.virginmedia.com...
> David Horne wrote on Aug 5, 2010:
>
>> Andy Pandy <spam8times(a)wonderful.spam.invalid> wrote:
>>
>>> Well after (correctly) telling us for years that other banks rip
>>> us
>>> off with foreign exchange loading fees and foreign cash withdrawal
>>> fees, Nationwide are jumping on the bandwagon and imposing a 2%
>>> foreign exchange loading plus a �1 cash withdrawal fee on their
>>> debit
>>> card. A bit cheaper than most banks but not much.
>>
>> I will miss the ATM card for the flex account- I used it all over
>> the
>> world for cash
> [snip]
>
> Same here!
> What will you use instead?

I'll probably get a Halifax Clarity credit card for ATM withdrawals,
and carry on using Nationwide credit card for purchases.

If Nationwide decide to start charging on their credit card I might
get my wife a Clarity card and use one for purchases and the other for
ATMs.

--
Andy


From: David Horne on
Mike Lane <mike.lane.usenet(a)ntlworld.co.uk> wrote:

> David Horne wrote on Aug 5, 2010:
>
> > Andy Pandy <spam8times(a)wonderful.spam.invalid> wrote:
> >
> >> Well after (correctly) telling us for years that other banks rip us
> >> off with foreign exchange loading fees and foreign cash withdrawal
> >> fees, Nationwide are jumping on the bandwagon and imposing a 2%
> >> foreign exchange loading plus a �1 cash withdrawal fee on their debit
> >> card. A bit cheaper than most banks but not much.
> >
> > I will miss the ATM card for the flex account- I used it all over the
> > world for cash
> [snip]
>
> Same here!
> What will you use instead?

As Andy, probably the Halifax Clarity credit card. But, when travelling
on holiday with my partner, I'll get him to withdraw money from his
Boston bank account, which only adds Visa's 1%. At least for the time
being, with current exchange rates.

--
(*) of the royal duchy of city south and deansgate
www.davidhorne.net (email address on website)
"[Do you think the world learned anything from the first
world war?] No. They never learn." -Harry Patch (1898-2009)
From: Mike Lane on
David Horne wrote on Aug 5, 2010:

> Mike Lane <mike.lane.usenet(a)ntlworld.co.uk> wrote:
>
>> David Horne wrote on Aug 5, 2010:
>>
>>> Andy Pandy <spam8times(a)wonderful.spam.invalid> wrote:
>>>
>>>> Well after (correctly) telling us for years that other banks rip us
>>>> off with foreign exchange loading fees and foreign cash withdrawal
>>>> fees, Nationwide are jumping on the bandwagon and imposing a 2%
>>>> foreign exchange loading plus a �1 cash withdrawal fee on their debit
>>>> card. A bit cheaper than most banks but not much.
>>>
>>> I will miss the ATM card for the flex account- I used it all over the
>>> world for cash
>> [snip]
>>
>> Same here!
>> What will you use instead?
>
> As Andy, probably the Halifax Clarity credit card. But, when travelling
> on holiday with my partner, I'll get him to withdraw money from his
> Boston bank account, which only adds Visa's 1%. At least for the time
> being, with current exchange rates.
>
>

I see, thanks. But what an absolute PITA. I find all this swapping accounts,
credit cards and all financial stuff tedious beyond belief. I'd almost rather
pay the extra 1% or whatever

--
Mike Lane
UK North Yorkshire
mike_lane at mac dot com

From: Martin on
On 06/08/10 00:31, Mike Lane wrote:
> David Horne wrote on Aug 5, 2010:
>
>> Mike Lane<mike.lane.usenet(a)ntlworld.co.uk> wrote:
>>
>>> David Horne wrote on Aug 5, 2010:
>>>
>>>> Andy Pandy<spam8times(a)wonderful.spam.invalid> wrote:
>>>>
>>>>> Well after (correctly) telling us for years that other banks rip us
>>>>> off with foreign exchange loading fees and foreign cash withdrawal
>>>>> fees, Nationwide are jumping on the bandwagon and imposing a 2%
>>>>> foreign exchange loading plus a �1 cash withdrawal fee on their debit
>>>>> card. A bit cheaper than most banks but not much.
>>>>
>>>> I will miss the ATM card for the flex account- I used it all over the
>>>> world for cash
>>> [snip]
>>>
>>> Same here!
>>> What will you use instead?
>>
>> As Andy, probably the Halifax Clarity credit card. But, when travelling
>> on holiday with my partner, I'll get him to withdraw money from his
>> Boston bank account, which only adds Visa's 1%. At least for the time
>> being, with current exchange rates.
>>
>>
>
> I see, thanks. But what an absolute PITA. I find all this swapping accounts,
> credit cards and all financial stuff tedious beyond belief. I'd almost rather
> pay the extra 1% or whatever
>

If you are frequently abroad open a bank account in the EU.