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From: Andy Pandy on 2 Aug 2010 13:59
Well after (correctly) telling us for years that other banks rip us
off with foreign exchange loading fees and foreign cash withdrawal
fees, Nationwide are jumping on the bandwagon and imposing a 2%
foreign exchange loading plus a �1 cash withdrawal fee on their debit
card. A bit cheaper than most banks but not much.

http://www.nationwide.co.uk/mediacentre/PressRelease_this.asp?ID=1590

Their credit card is still fee-free in the Euro zone for purchases,
though for how long?

Seems the Halifax Clarity credit card is the best bet for foreign cash
withdrawals now.

http://www.moneysavingexpert.com/travel/cheap-travel-money

--
Andy


From: tim.... on 2 Aug 2010 14:44

"Andy Pandy" <spam8times(a)wonderful.spam.invalid> wrote in message
news:8bofbiFqcU1(a)mid.individual.net...
> Well after (correctly) telling us for years that other banks rip us off
> with foreign exchange loading fees and foreign cash withdrawal fees,
> Nationwide are jumping on the bandwagon and imposing a 2% foreign exchange
> loading plus a �1 cash withdrawal fee on their debit card.

Hardly surprising given the number of people who have opened account just
for this purpose - Bastards!

tim


From: Andy Pandy on 2 Aug 2010 15:25

"tim...." <tims_new_home(a)yahoo.co.uk> wrote in message
news:8boi0jFhkjU1(a)mid.individual.net...
>
> "Andy Pandy" <spam8times(a)wonderful.spam.invalid> wrote in message
> news:8bofbiFqcU1(a)mid.individual.net...
>> Well after (correctly) telling us for years that other banks rip us
>> off with foreign exchange loading fees and foreign cash withdrawal
>> fees, Nationwide are jumping on the bandwagon and imposing a 2%
>> foreign exchange loading plus a �1 cash withdrawal fee on their
>> debit card.
>
> Hardly surprising given the number of people who have opened account
> just for this purpose - Bastards!

If that was really the reason they'd retain fee-free withdrawals but
just for people who use the flex account as their main account (like
with their free travel insurance offer).

--
Andy


From: d4g4h4 on 4 Aug 2010 14:05
tim.... <tims_new_home(a)yahoo.co.uk> wrote:

> "Andy Pandy" <spam8times(a)wonderful.spam.invalid> wrote in message
> news:8bofbiFqcU1(a)mid.individual.net...
> > Well after (correctly) telling us for years that other banks rip us off
> > with foreign exchange loading fees and foreign cash withdrawal fees,
> > Nationwide are jumping on the bandwagon and imposing a 2% foreign exchange
> > loading plus a �1 cash withdrawal fee on their debit card.
>
> Hardly surprising given the number of people who have opened account just
> for this purpose - Bastards!

The banks, yes indeed- of course they are. I wouldn't blame shrewd
consumers for taking advantage of the system, and in any case Nationwide
could clearly have retained the current system for people who _were_
using the bank for their main accounts (or otherwise putting enough
money in to them).

The main reason, I would venture, that Nationwide have decided to charge
for this now is that they reckon they can get away with it. And they're
probably right. But do go ahead and blame anyone else but the banks if
you like.

--
(*) of the royal duchy of city south and deansgate
www.davidhorne.net (email address on website)
"[Do you think the world learned anything from the first
world war?] No. They never learn." -Harry Patch (1898-2009)
From: David Horne on 5 Aug 2010 02:33
Andy Pandy <spam8times(a)wonderful.spam.invalid> wrote:

> Well after (correctly) telling us for years that other banks rip us
> off with foreign exchange loading fees and foreign cash withdrawal
> fees, Nationwide are jumping on the bandwagon and imposing a 2%
> foreign exchange loading plus a �1 cash withdrawal fee on their debit
> card. A bit cheaper than most banks but not much.

I will miss the ATM card for the flex account- I used it all over the
world for cash, but never worried about it being stolen in the same way
I would any kind of debit/credit card. I actually lost it this week in
Tarragona (I don't think it was stolen- I was just a clot!)- and still
haven't reported it lost. Indeed, probably won't- I'll just transfer the
money out of the account and close it.

--
(*) of the royal duchy of city south and deansgate
www.davidhorne.net (email address on website)
"[Do you think the world learned anything from the first
world war?] No. They never learn." -Harry Patch (1898-2009)
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