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From: p.j. erlenbach on 7 Jun 2010 15:44 X-no-archive: yes On 6/7/10 8:08 PM, in article 070620101408558978%fort(a)his.com.remove.invalid, "Charles" <fort(a)his.com.remove.invalid> wrote: > In article <rupp06t748vbur2gnhap1qnjgsudas2hud(a)4ax.com>, Stu > <info(a)foodforu.ca> wrote: > >> Perhaps there's a pre existing condition there somewhere??? >> Everyone does not pay the same for travel insurance. > > Of course not. Pricing depends on the price of the cruise and the age > of the insured. If it is a $10000 cruise and he is 90 years old $125 is > a bargain. Medical/evacuation coverage does not depend on the price of the cruise and typically not on the age of the insured either.
From: Frank from Deeeetroit on 9 Jun 2010 22:14 On Jun 7, 7:15 am, Charles <f...(a)his.com.remove.invalid> wrote: > In article > <ae4dcb03-d82a-4f01-8e52-7e230038b...(a)x27g2000yqb.googlegroups.com>, > Frank from Deeeetroit <dadurwe...(a)voyager.net> wrote: > > > My wife and I have our auto insurance through AAA of Michigan. As am > > auto club member, one of their services is travel insurance. You have > > to purchase the policy, around $125.00 per person. Auto insurance > > companies that offer travel insurance are less expensive than on-line > > travel insurance or travel insurance offered by a travel agent. Best > > of luck. > > If you are an AAA member can't you get the same travel insurance even > if you don't have their auto insurance? And $125 a person does not > sound like it is less expensive than travel insurance offered on line. > > -- > Charles Yes, one can be a AAA member and not be required to purchase auto insurance from them. Look at the perks they offer you over other travel insurance companies for the same price. Your auto insurance agent will jump at the chance to sell you any kind of insurance. Will have to look, but I believe AAA offers coverage a day before and a day after your travels plans. Frank
From: Frank from Deeeetroit on 9 Jun 2010 22:22 On Jun 7, 8:38 am, Stu <i...(a)foodforu.ca> wrote: > On Mon, 07 Jun 2010 07:15:14 -0400, Charles > > <f...(a)his.com.remove.invalid> wrote: > >In article > ><ae4dcb03-d82a-4f01-8e52-7e230038b...(a)x27g2000yqb.googlegroups.com>, > >Frank from Deeeetroit <dadurwe...(a)voyager.net> wrote: > > >> My wife and I have our auto insurance through AAA of Michigan. As am > >> auto club member, one of their services is travel insurance. You have > >> to purchase the policy, around $125.00 per person. Auto insurance > >> companies that offer travel insurance are less expensive than on-line > >> travel insurance or travel insurance offered by a travel agent. Best > >> of luck. > > >If you are an AAA member can't you get the same travel insurance even > >if you don't have their auto insurance? And $125 a person does not > >sound like it is less expensive than travel insurance offered on line. > > Perhaps there's a pre existing condition there somewhere??? > Everyone does not pay the same for travel insurance. We have never paid more than $130.00, each for travel insurance. Call you auto agent. What would possess anyone to call for an insurance price beyond your auto/home homewner insurance? Pre-existing condition??? Just call you agent and find out for yourself. Geeeez...
From: Sue Mullen on 9 Jun 2010 22:46 Frank from Deeeetroit wrote: > On Jun 7, 7:15 am, Charles <f...(a)his.com.remove.invalid> wrote: >> In article >> <ae4dcb03-d82a-4f01-8e52-7e230038b...(a)x27g2000yqb.googlegroups.com>, >> Frank from Deeeetroit <dadurwe...(a)voyager.net> wrote: >> >>> My wife and I have our auto insurance through AAA of Michigan. As am >>> auto club member, one of their services is travel insurance. You have >>> to purchase the policy, around $125.00 per person. Auto insurance >>> companies that offer travel insurance are less expensive than on-line >>> travel insurance or travel insurance offered by a travel agent. Best >>> of luck. >> If you are an AAA member can't you get the same travel insurance even >> if you don't have their auto insurance? And $125 a person does not >> sound like it is less expensive than travel insurance offered on line. >> >> -- >> Charles > > Yes, one can be a AAA member and not be required to purchase auto > insurance from them. Look at the perks they offer you over other > travel insurance companies for the same price. Your auto insurance > agent will jump at the chance to sell you any kind of insurance. Will > have to look, but I believe AAA offers coverage a day before and a day > after your travels plans. Frank, by going to insuremytrip.com we can pick the lenght of time we want to be ccvered and also have the non-cruise portion of the trip covered. The price that you mention for AAA inxurance is in line with what we pay going through insuremytrip.com. sue
From: D Ball on 9 Jun 2010 23:31
> We have never paid more than $130.00, each for travel insurance. Call > you auto agent. What would possess anyone to call for an insurance > price beyond your auto/home homewner insurance? Pre-existing > condition??? Just call you agent and find out for yourself. Geeeez.... Frank, it's great you are satisifed with your AAA insurance coverages. Note that insurance is regulated by state, so what you get from AAA wherever you live may not be what another US reader gets in his/her state. For example, AAA is not known to be price-competitve on personal lines in Texas, and also, they don't write their own travel coverage here; instead, they extend plans with partner Access America. In fact, I don't know of any auto or home insurers that write travel insurance in Texas, so we can't do as you suggest and simply call Chubb, State Farm, Allstate, etc. Based on the lines I see every time I price out a trip policy at squaremouth or insuremytrip, I don't really think it is the norm for personal lines carriers to write travel. It is impossible to compare travel insurance rates and decide who got a better deal unless the requested coverages + risks are exactly the same, i.e., identical policy terms + same number of travelers, same ages, same state of residence and same trip in every way. Your quote of $260 is higher than I would pay for generous coverage for a typical 7-night Caribbean cruise...but then, like I said, what in the world are we comparing? Who knows based on all of the variable factors. The bottom line is, when people educate themselves and buy the coverage that best suits their needs, if any, that's a great thing. Way better than the sad stories we hear when folks didn't insure their trips and then wished they had! Diana Ball Austin, TX |