Travelers Cheques
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From: Rudeney on 26 Jul 2010 12:35 On 7/23/2010 10:42 PM, Patty Winter wrote: > In article<i2dh5n$1gvf$1(a)adenine.netfront.net>, HD_3<MN_SMC(a)yahoo.com> wrote: >> >> We have always purchased American Express travelers cheques to use on all >> our vacations. I like the fact I am protected, but they are also like cash. >> >> However, I heard someone say that a lot of places will no longer accept >> TC's. Has anyone ran into that at WDW? >> >> I have my CC or debit card to use just in case, but for spending money and >> to be able to get some cash (I.e.: cash a TC at the hotel) , I'd rather use >> TC's. I don't want to have to find an ATM (I don't use them at home) to be >> able to get cash. > > You don't mention whether your use of travelers' checks will involve > currency conversion, although I'm guessing that from your spelling of > "cheques" that it will. Maybe not...American Express spells "Traveler Cheques" that way. Regardless, WDW accepts traveler checks, so the OP should have no problem using them there. I would suggest exchanging them for cash at Guest Services as opposed to trying to use them at individual stores and restaurants. While it shouldn't be an issue, they are becoming more rare, so the average cashier CM might not know how to handle them without having to get help. -- - RODNEY Next WDW Vacation? Who knows! Need to know more about RADP (rec.arts.disney.parks)? http://www.radp.org http://allears.net/btp/radp_bk.htm http://allears.net/tp/abrev.htm Are you still accessing RADP via Google? Why? Get instructions on how to access to the "real" RADP Usenet Group here: http://meets.radp.org/usenet.htm
From: Keane on 27 Jul 2010 09:11 On 24 Jul 2010 03:42:48 GMT, Patty Winter <patty1(a)wintertime.com> wrote: > >In article <i2dh5n$1gvf$1(a)adenine.netfront.net>, HD_3 <MN_SMC(a)yahoo.com> wrote: >> >>We have always purchased American Express travelers cheques to use on all >>our vacations. I like the fact I am protected, but they are also like cash. >> >>However, I heard someone say that a lot of places will no longer accept >>TC's. Has anyone ran into that at WDW? >> >>I have my CC or debit card to use just in case, but for spending money and >>to be able to get some cash (I.e.: cash a TC at the hotel) , I'd rather use >>TC's. I don't want to have to find an ATM (I don't use them at home) to be >>able to get cash. > >You don't mention whether your use of travelers' checks will involve >currency conversion, although I'm guessing that from your spelling of >"cheques" that it will. In that case, you might want to find out what >the conversion rate is compared to what your credit card company offers. >Don't forget to figure in any fees involved in the latter. You also need >to include in your calculations any fees for buying the checks in the >first place, if you don't get them free. > >I have some travelers' checks I got years ago that I keep taking with >me on trips, but haven't actually used any for a long time. I use a >combination of credit cards and cash. For example, on my recent trip >to Canada I got a couple hundred Canadian dollars from an ATM when I >arrived in Stratford, and that lasted me until we got back to Michigan. >For the most part, I used a credit card. > > >Patty Unless HD_3 has moved lately, she's from Minnesota. You really need to learn how to stalk people better. ;-) I agree with most others, ditch the TC's and use a credit card. If it's lost/stolen, you can stop any transaction with it immediately, and get it replaced pretty quickly. You'll be surprised how little cash you can get away with. (I have a traveler's check in my wallet in case of emergency. It was a left over check from one of my business trips, when I used to travel a lot on business. So it's been in my wallet for some 22 years without being used... I hope that by the time I have to use it, it won't break into little pieces when I try to unfold it...) Keane -- When stars are born, They possess a gift or two, One of them is this, They have the power to make a wish come true... -- Wishes Visit my site: http://keanespics.com
From: Rudeney on 27 Jul 2010 15:39 On 7/27/2010 8:11 AM, Keane wrote: > On 24 Jul 2010 03:42:48 GMT, Patty Winter<patty1(a)wintertime.com> > wrote: > >> >> In article<i2dh5n$1gvf$1(a)adenine.netfront.net>, HD_3<MN_SMC(a)yahoo.com> wrote: >>> >>> We have always purchased American Express travelers cheques to use on all >>> our vacations. I like the fact I am protected, but they are also like cash. >>> >>> However, I heard someone say that a lot of places will no longer accept >>> TC's. Has anyone ran into that at WDW? >>> >>> I have my CC or debit card to use just in case, but for spending money and >>> to be able to get some cash (I.e.: cash a TC at the hotel) , I'd rather use >>> TC's. I don't want to have to find an ATM (I don't use them at home) to be >>> able to get cash. >> >> You don't mention whether your use of travelers' checks will involve >> currency conversion, although I'm guessing that from your spelling of >> "cheques" that it will. In that case, you might want to find out what >> the conversion rate is compared to what your credit card company offers. >> Don't forget to figure in any fees involved in the latter. You also need >> to include in your calculations any fees for buying the checks in the >> first place, if you don't get them free. >> >> I have some travelers' checks I got years ago that I keep taking with >> me on trips, but haven't actually used any for a long time. I use a >> combination of credit cards and cash. For example, on my recent trip >> to Canada I got a couple hundred Canadian dollars from an ATM when I >> arrived in Stratford, and that lasted me until we got back to Michigan. >> For the most part, I used a credit card. >> >> >> Patty > > Unless HD_3 has moved lately, she's from Minnesota. > You really need to learn how to stalk people better. ;-) Minnesota? Well, I guess Patty was right, HD_3 *will* need currency conversion! ;-) > I agree with most others, ditch the TC's and use a credit card. > If it's lost/stolen, you can stop any transaction with it immediately, > and get it replaced pretty quickly. You'll be surprised how little > cash you can get away with. And you will also be surprised at how much "cash" you will have to have to pay off the credit card! That, in fact, may be one of the compelling reasons one might have to use traveler's checks - you can't overspend them. > So it's been in my wallet for > some 22 years without being used... I hope that by the time > I have to use it, it won't break into little pieces when I try to > unfold it...) You know, if I cutout the part about it being a traveler's check... ;-) -- - RODNEY Next WDW Vacation? Who knows! Need to know more about RADP (rec.arts.disney.parks)? http://www.radp.org http://allears.net/btp/radp_bk.htm http://allears.net/tp/abrev.htm Are you still accessing RADP via Google? Why? Get instructions on how to access to the "real" RADP Usenet Group here: http://meets.radp.org/usenet.htm
From: Keane on 28 Jul 2010 06:09 On Tue, 27 Jul 2010 14:39:33 -0500, Rudeney <rudeney(a)mickeypics.com> wrote: >On 7/27/2010 8:11 AM, Keane wrote: <snip> >> Unless HD_3 has moved lately, she's from Minnesota. >> You really need to learn how to stalk people better. ;-) > >Minnesota? Well, I guess Patty was right, HD_3 *will* need currency >conversion! ;-) Ever been to the Arrowhead? Bob and Doug McKenzie-land South of the border. >> I agree with most others, ditch the TC's and use a credit card. >> If it's lost/stolen, you can stop any transaction with it immediately, >> and get it replaced pretty quickly. You'll be surprised how little >> cash you can get away with. > >And you will also be surprised at how much "cash" you will have to have >to pay off the credit card! That, in fact, may be one of the compelling >reasons one might have to use traveler's checks - you can't overspend them. I get more disparaged when I use cash and watch how fast it disappears. I'm on vacation. Out of sight, out of mind... :-) >> So it's been in my wallet for >> some 22 years without being used... I hope that by the time >> I have to use it, it won't break into little pieces when I try to >> unfold it...) > >You know, if I cutout the part about it being a traveler's check... ;-) Good god, you mean I didn't get any for *22* years? Inconceivable! Keane, who tries to climb out of the gutter every once in a while... -- When stars are born, They possess a gift or two, One of them is this, They have the power to make a wish come true... -- Wishes Visit my site: http://keanespics.com
From: Lisa Cubbon on 28 Jul 2010 08:54 On 7/28/2010 6:09 AM, Keane wrote: > On Tue, 27 Jul 2010 14:39:33 -0500, Rudeney<rudeney(a)mickeypics.com> > wrote: > >> On 7/27/2010 8:11 AM, Keane wrote: > <snip> >>> Unless HD_3 has moved lately, she's from Minnesota. >>> You really need to learn how to stalk people better. ;-) >> >> Minnesota? Well, I guess Patty was right, HD_3 *will* need currency >> conversion! ;-) > > Ever been to the Arrowhead? Bob and Doug McKenzie-land South > of the border. > >>> I agree with most others, ditch the TC's and use a credit card. >>> If it's lost/stolen, you can stop any transaction with it immediately, >>> and get it replaced pretty quickly. You'll be surprised how little >>> cash you can get away with. >> >> And you will also be surprised at how much "cash" you will have to have >> to pay off the credit card! That, in fact, may be one of the compelling >> reasons one might have to use traveler's checks - you can't overspend them. > > I get more disparaged when I use cash and watch how fast it > disappears. I'm on vacation. Out of sight, out of mind... :-) > >>> So it's been in my wallet for >>> some 22 years without being used... I hope that by the time >>> I have to use it, it won't break into little pieces when I try to >>> unfold it...) >> >> You know, if I cutout the part about it being a traveler's check... ;-) > > Good god, you mean I didn't get any for *22* years? > > Inconceivable! On the cruise, one of the movies that played over and over was Princess Bride.... Lisa > > Keane, who tries to climb out of the gutter every once in a while...
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